ARM vs Fixed Rate Comparison

Compare an Adjustable Rate Mortgage (ARM) versus a Fixed Rate Mortgage to find your break-even point.

Loan Options

Loan Amount

Fixed Rate Option

ARM Initial Rate

ARM Fixed Period

Expected Rate at Adjustment

Rate Cap per Adjustment

Lifetime Rate Cap

Planning to sell / refinance in

Recommendation Verdict

ARM is Better

Break-Even Point

Year 9

Status at Year 10

+$2,400