1. Income & Basics
2. Current Debts
3. Lifestyle & Savings
Lender's Max Budget (Monthly)
$2,200
Max Home Price: $310,000
Your Lifestyle Budget (Monthly)
$2,200
Max Home Price: $310,000
Visual Comparison
Comfortable
You can comfortably afford this while keeping your lifestyle intact!
Reality Gap: $0
Lenders assume a generic budget based on gross income (36% DTI). Your actual lifestyle may dictate a different limit. Calculations assume 20% down, 30-year term, 1.2% property tax, and 0.5% home insurance.